My husband is disabled and we are on baby step seven. We became totally debt free including the house in 2013. Since then we have done a bunch of traveling and theme parks. Right now we are beefing up our emergency fund. I have one child starting college in 2017 and another starting early college this August. They are going to college in cash baby! I want some extra savings just in case. I am thankful I found this group. Everyone here helped me stay motivated to reach our goals.