DH and I took the DR class back in late 2011. Started that class with about $35K in consumer debt + a mortgage + a business which wasn’t making money, and I’d just been laid off. At least we owned our vehicles free and clear. DH and I were fighting almost constantly about money; what to spend it on, what was more important or less important, how to get the business back on track, etc etc. Lots of water under the bridge and lots of marriage counseling, here we are in 2016, in much better shape. The consumer debt is down to about $10K, we pay off our house in less than 2 years (I’ll sure be yelling for that one) and we’re doing a lot better with both the marriage and the business. I used to hate the song “My Future’s So Bright I Gotta Wear Sunglasses”, but at last we’re starting to see the light at the end of the tunnel. It’ll feel awesome as we move into our business being profitable, getting the house paid off and getting the consumer debt GONE. Won’t necessarily happen in that order, but I’m thrilled it’s going to happen at all, and probably all within the next two years. If you’d asked me prior to DR if any of this was possible, I would have said NOPE. Yet here we are. Ain’t easy, but it’s worth the hard work.